At SweepBank, we love all things digital. The Mastercard Credit Card we offer is fully virtual - meaning you won’t ever need to carry a traditional plastic card with you – your card details and authentication stay safe your smartphone either directly in the SweepBank app, or your phones wallet like Apple Pay.
Keep reading to understand how easy it is to apply for your SweepBank Mastercard, and how to start using your new credit card immediately.
Getting organized before you apply
We ask for a few personal details while you apply for your SweepBank Credit Card. Be sure to have these ready before you apply to make the process effortless:
Your monthly expenses
You should understand how much you spend on your living costs, including food, healthcare, and other necessities as well as your housing costs such as what you spend on rent, electricity bills, etc.
Loans and other expenses
How much you are spending in your mortgage or rent per month, any other loan payments you are making (vehicle financing), and any other expenses for entertainment, insurance, and transportation.
Our application will add all your monthly expenses together for a grand total while you apply. If you live in a shared household, we only need to know your part of the expenses.
Your online banking login
We can easily identify several details about you, as well as verify your income by securely logging into your online banking during the application process.
You can also verify your income by uploading a photo of your pay slip, but this may take a bit longer to verify (up to 3 days).
Your employment information
If you are employed, we will ask for your Net monthly income (your take home pay), Gross monthly income (pre-tax pay), as well as your job title.
Applying for your credit card online
We welcome you to apply for your SweepBank Credit Card at anytime, anywhere. Since the entire process is online you can apply and receive access to your card in minutes.
Once we have verified your identity, expenses, and income we will be able to provide you with an instant offer. You will be able to adjust your credit limit to your liking, as well.
Once you are happy with your Credit Card offer, you can accept and we will process your application online in real time, this step only takes a few minutes.
Your card delivered fresh
During the application process for the Credit Card, we will also setup a complimentary SweepBank account for you. This is your central hub for managing all your SweepBank products including Banking and Credit Card products.
We recommend you download the SweepBank app after you are approved for your Credit Card. You will be able to login with the Mobile number you provided to us during your application, and the PIN that was setup. This will be your secure login to everything SweepBank.
The final step is to add your SweepBank Mastercard to a digital wallet on your smartphone (like your Apple Pay wallet) for fast access, or shop online using your card details that we provide you in the SweepBank app.
Once your application is approved, we will deliver your virtual Credit Card to you and will be waiting in the SweepBank app. Now that was easy!
Apply for your SweepBank Credit Card
Ready to apply? Click here to start and receive your virtual SweepBank Credit Card in minutes.