About SweepBank Credit Card Interest
For example, for a credit amount of €1500, annual nominal fixed interest rate is 19,90% with an APR 21,82%. Payback in 12 monthly installments (€138.88). Credit cost €166.56, total amount payable €1,666.56.
* Transaction fees may apply for additional services.
Get your card in 3 steps
Step 1
Start your Credit Card application any time
Step 2
Get approved for your Credit Card in minutes
Step 3
Your Credit Card is waiting for you in the SweepBank app
The perfect credit companion
Available in Finland.
The SweepBank Credit Card is an affordable digital Mastercard® Credit card that lives in your smartphone, and goes anywhere you do.
Pay for your purchases in store with Apple Pay or NFC contactless payments, or securely online at over 30 million merchants with the power of Mastercard®. Take up to 60 days with an extended interest-free payment period, giving you more time than ever before.
For further information regarding the Terms and Conditions and Lists of Prices and Services kindly refer to your local SweepBank website.
Activated in minutes
Apply, activate, and get to spending with our Mastercard® Credit Card in minutes. Because life's too short for waiting.
Attractive rates
The SweepBank Credit Card includes an attractive nominal fixed interest rate of 19.9%.
Like an extended holiday
An extended interest-free payment period of up to 60 days on credit purchases using your SweepBank Credit Card, giving you more time to repay without added costs.
Feel like a VIP everywhere
Level up your purchasing power at 30 million merchants across the globe and online with the SweepBank Credit Card.
Complimentary Zero Liability coverage fully protects you in case of unauthorized transactions.
Who can apply for a credit card
To apply for your SweepBank Credit Card, we ask you to meet these minimum requirements:
-
At least 20 years of age or older
-
Continuous employment for minimum 4 months
-
Earning regular income of 1,600€ per month or greater
-
A good credit standing
How we compare
 |  |
|---|---|
€8,000Maximum credit limit | €9,000Maximum credit limit |
€0Average annual fee | €14Average annual fee |
MinutesActivation time | Up to 5 daysActivation time |
Up to 60 daysInterest-free period | Up to 40 daysInterest-free period |
Fraud protection | Fraud protection |
Worldwide access | Worldwide access |
Contactless | Contactless |
Apple Pay | Apple Pay |
| | |
|---|---|---|
Maximum credit limit | €9,000 | €8,000 |
Average annual fee | €14 | €0 |
Activation time | Up to 5 days | Minutes |
Interest-free period | Up to 40 days | Up to 60 days |
Fraud protection | ||
Worldwide access | ||
Contactless | ||
Apple Pay |
FAQs
- At least 20 years of age or older
- Continuous employment for minimum 4 months
- Earning regular income of 1,600€ per month or greater
- A good credit standing
- Access to the SweepBank app
Our SweepBank Credit Card has a Nominal Fixed Interest Rate of 19.9%.
For example, for a credit amount of €1500, annual nominal fixed interest rate is 19.90% with an APR 21.82%. Payback in 12 monthly installments (€138.88). Credit cost €166.56, total amount payable €1,666.56.
There are no traditional annual fees with our SweepBank Credit Card.
See our List of Prices and Services for more information.
While we do not charge annual or monthly fees for using your SweepBank Credit Card, there are fees associated with other aspects of the credit card.
You can find out more regarding other fees through our List of Prices and Services.
We provide up to 60 days interest-free on your SweepBank Credit Card purchases.
Read our SweepBank Credit Card Agreement for more information.
You are welcome to do a cash withdrawal from your SweepBank Credit Card to an ATM or transfer to your SweepBank Account.
Interest fees may apply. See our List of Prices and Services for more information.
If you need to block your card for any circumstances, follow these simple steps:
- Click the Mastercard Credit tile on the SweepBank app home screen
- Click the Manage tab
- Slide the tab on Block Card under Security and Limits and confirm with PIN or fingerprint
Blocking your card will disable any purchases or withdrawals from your SweepBank Credit Card until the block is manually reversed in the SweepBank app.
We recommend you contact our Customer Care team for further assistance if you notice and fraudulent or suspicious activity.
