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Sweep Bank

SweepBank Mastercard® credit card

  • No monthly or annual fees*
  • Buy now, pay later: Up to 60 days interest-free
  • Virtual card with fast activation
  • Instant withdrawals from your card to account
  • Includes a free bank and savings account

Get Started

Tip: Check your eligibility before you apply.

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About SweepBank Credit Card Interest

For example, for a credit amount of €1500, annual nominal fixed interest rate is 19,90% with an APR 21,82%. Payback in 12 monthly installments (€138.88). Credit cost €166.56, total amount payable €1,666.56.

* Transaction fees may apply for additional services.

Credit

The perfect credit companion

Available in Finland.

The SweepBank Credit Card is an affordable digital Mastercard® Credit card that lives in your smartphone, and goes anywhere you do.

Pay for your purchases in store with Apple Pay or NFC contactless payments, or securely online at over 30 million merchants with the power of Mastercard®. Take up to 60 days with an extended interest-free payment period, giving you more time than ever before.

Apply now
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For further information regarding the Terms and Conditions and Lists of Prices and Services kindly refer to your local SweepBank website.

More Time

Like an extended holiday

An extended interest-free payment period of up to 60 days on credit purchases using your SweepBank Credit Card, giving you more time to repay without added costs.

Instant Satisfaction

Activated in minutes

Apply, activate, and get to spending with your new SweepBank Credit Card in minutes. Because life's too short for waiting.

Apply now
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Go Green

Better for the planet

A virtual credit card means less plastic waste created. Over 400 million tonnes of plastic waste are created per year. Less plastic is always positive for our planet.

Accepted Worldwide

Feel like a VIP everywhere

Level up your purchasing power at 30 million merchants across the globe and online with the SweepBank Credit Card.

Complimentary Zero Liability coverage fully protects you in case of unauthorized transactions.

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Get your card in 3 steps

Start your Credit Card application any time
Step 1

Start your Credit Card application any time

Get approved for your Credit Card in minutes
Step 2

Get approved for your Credit Card in minutes

Your Credit Card is waiting for you in the SweepBank app
Step 3

Your Credit Card is waiting for you in the SweepBank app

ELIGIBILITY

Who can apply for a credit card

To apply for your SweepBank Credit Card, we ask you to meet these minimum requirements:

  • At least 20 years of age or older

  • Continuous employment for minimum 4 months

  • Earning regular income of 1,600€ per month or greater

  • A good credit standing

Check your eligibility
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How we compare

Logo sweepbank v1Icon traditional bank EN
€8,000

Maximum credit limit

€9,000

Maximum credit limit

€0

Average annual fee

€14

Average annual fee

Minutes

Activation time

Up to 5 days

Activation time

Up to 60 days

Interest-free period

Up to 40 days

Interest-free period

Fraud protection

Fraud protection

Worldwide access

Worldwide access

Contactless

Contactless

Apple Pay

Apple Pay

Icon traditional bank ENLogo sweepbank v1

Maximum credit limit

€9,000
€8,000

Average annual fee

€14
€0

Activation time

Up to 5 days
Minutes

Interest-free period

Up to 40 days
Up to 60 days

Fraud protection

Worldwide access

Contactless

Apple Pay

Have a question? We are here to help.

How do I apply for the SweepBank Credit Card?
We welcome you to apply for your SweepBank Credit Card on our official SweepBank website, or directly in the SweepBank app once you have successfully joined us.
What are the minimum requirements to apply for the SweepBank Credit Card?
  • At least 20 years of age or older
  • Continuous employment for minimum 4 months
  • Earning regular income of 1,600€ per month or greater
  • A good credit standing
  • Access to the SweepBank app
How long does it take to be approved?
The entire approval process takes minutes. We know that your time is important, so unlike traditional banks we try to reduce wait times whenever possible.
When can I begin using my card?
Once your card is activated, you are free to begin using your new SweepBank Credit Card immediately.
What is the interest rate?

Our SweepBank Credit Card has a Nominal Fixed Interest Rate of 19.9%.

For example, for a credit amount of €1500, annual nominal fixed interest rate is 19.90% with an APR 21.82%. Payback in 12 monthly installments (€138.88). Credit cost €166.56, total amount payable €1,666.56.

What is the credit limit?
We are happy to provide SweepBank Credit Card applicants with a credit limit of up to €8,000.

More FAQs here

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© 2023 SweepBank

© Multitude Bank p.l.c., ST Business Centre 120, The Strand, Gzira, GZR 1027 Malta. Multitude Bank p.l.c., registered under the laws of Malta with registration number C56251, licensed by the Malta Financial Services Authority as a credit institution in terms of the Banking Act.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.