This campaign is valid only for new credit card customers in Finland applying during May 2022. Customers can apply from 2nd May 2022 till 31 May 2022. Those who succeed in applying for this campaign will benefit from this up until 31st May 2023. This offer shall therefore last for 12 months commencing from 2nd May 2022. Please refer to the Addendum 1 for more information.
About SweepBank Credit Card Interest
For example, for a credit amount of €1500, annual nominal fixed interest rate is 19,90% with an APR 21,82%. Payback in 12 monthly installments (€138.88). Credit cost €166.56, total amount payable €1,666.56.
* Transaction fees may apply for additional services.
Like an extended holiday
An extended 90 days interest-free period on all credit purchases. Things are better in the '90s when you use your SweepBank Credit Card!
Who can apply for a credit card
To apply for your SweepBank Credit Card, we ask you to meet these minimum requirements:
- At least 20 years of age or older
- Continuous employment for minimum 4 months
- Earning regular income of 1,600€ per month or greater
- A good credit standing
- Access to the SweepBank app
Attractive rates
The SweepBank Credit Card includes an attractive nominal fixed interest rate of 19.9%.
Activated in minutes
Apply and activate your virtual SweepBank Credit Card in minutes, anytime, anywhere via the SweepBank app. Because life’s too short for waiting.
See our List of Prices and Services for details.
How it works
Step 1
Open the SweepBank app
Step 2
Sign up for your Free Bank Account
Step 3
Apply for your Credit Card in minutes
How we compare
€8,000Maximum credit limit | €9,000Maximum credit limit |
€0Average annual fee | €14Average annual fee |
MinutesActivation time | Up to 5 daysActivation time |
Up to 90 daysInterest-free period | Up to 40 daysInterest-free period |
Fraud protection | Fraud protection |
Worldwide access | Worldwide access |
Contactless | Contactless |
Apple Pay | Apple Pay |
Maximum credit limit | €9,000 | €8,000 |
Average annual fee | €14 | €0 |
Activation time | Up to 5 days | Minutes |
Interest-free period | Up to 40 days | Up to 90 days |
Fraud protection | ||
Worldwide access | ||
Contactless | ||
Apple Pay |
Frequently asked questions
We welcome you to apply for your SweepBank Credit Card directly in the SweepBank app.
To start the application process, simply navigate to the Credit card tile on the app home screen and click Apply. You’ll receive your credit offer instantly, which you can accept or decline after reviewing it.
- At least 20 years of age or older
- Continuous employment for minimum 4 months
- Earning regular income of 1,600€ per month or greater
- A good credit standing
- Access to the SweepBank app
Our SweepBank Credit Card has a Nominal Fixed Interest Rate of 19.9%.
For example, for a credit amount of €1500, annual nominal fixed interest rate is 19.90% with an APR 21.82%. Payback in 12 monthly installments (€138.88). Credit cost €166.56, total amount payable €1,666.56.
There are no traditional annual fees with our SweepBank Credit Card.
See our List of Prices and Services for more information.
While we do not charge annual or monthly fees for using your SweepBank Credit Card, there are fees associated with other aspects of the credit card.
You can find out more regarding other fees through our List of Prices and Services.
We provide up to 60 days interest-free on your SweepBank Credit Card purchases.
Read our SweepBank Credit Card Agreement for more information.
You are welcome to do a cash withdrawal from your SweepBank Credit Card to an ATM or transfer to your SweepBank Account.
Interest fees may apply. See our List of Prices and Services for more information.
If you need to block your card for any circumstances, follow these simple steps:
- Click the Mastercard Credit tile on the SweepBank app home screen
- Click the Manage tab
- Slide the tab on Block Card under Security and Limits and confirm with PIN or fingerprint
Blocking your card will disable any purchases or withdrawals from your SweepBank Credit Card until the block is manually reversed in the SweepBank app.
We recommend you contact our Customer Care team for further assistance if you notice and fraudulent or suspicious activity.
Credit delivered fresh.
Go from zero to shopping in minutes with your Virtual Mastercard from SweepBank.
