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Mastercard® Credit Card in minutes.

  • Buy now, pay later: Up to 60 days interest-free
  • No monthly or annual fees*
  • Instant withdrawals to your bank account

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New! Check your eligibility before you apply.

About SweepBank Credit Card Interest

For example, for a credit amount of €1500, annual nominal fixed interest rate is 19,90% with an APR 21,82%. Payback in 12 monthly installments (€138.88). Credit cost €166.56, total amount payable €1,666.56.

* Transaction fees may apply for additional services.

How it works

Start your Credit Card application any time
Step 1

Start your Credit Card application any time

Get approved for your Credit Card in minutes
Step 2

Get approved for your Credit Card in minutes

Your Credit Card is waiting for you in the SweepBank app
Step 3

Your Credit Card is waiting for you in the SweepBank app

Instant Satisfaction

Activated in minutes

Apply, activate, and get to spending with our Mastercard® Credit Card in minutes. Because life's too short for waiting.

See our List of Prices and Services for details.

Apply and Activate now
Credit Interest

Attractive rates

The SweepBank Credit Card includes an attractive nominal fixed interest rate of 19.9%.

More Time

Like an extended holiday

An extended interest-free payment period of up to 60 days on credit purchases using your SweepBank Credit Card, giving you more time to repay without added costs.

Accepted Worldwide

Feel like a VIP everywhere

Level up your purchasing power at 30 million merchants across the globe and online with the SweepBank Credit Card.

Complimentary Zero Liability coverage fully protects you in case of unauthorized transactions.

ELIGIBILITY

Who can apply for a credit card

To apply for your SweepBank Credit Card, we ask you to meet these minimum requirements:

  • At least 20 years of age or older

  • Continuous employment for minimum 4 months

  • Earning regular income of 1,600€ per month or greater

  • A good credit standing

Verify my eligibility now

How we compare

€8,000

Maximum credit limit

€9,000

Maximum credit limit

€0

Average annual fee

€14

Average annual fee

Minutes

Activation time

Up to 5 days

Activation time

Up to 60 days

Interest-free period

Up to 40 days

Interest-free period

Fraud protection

Fraud protection

Worldwide access

Worldwide access

Contactless

Contactless

Apple Pay

Apple Pay

Maximum credit limit

€9,000
€8,000

Average annual fee

€14
€0

Activation time

Up to 5 days
Minutes

Interest-free period

Up to 40 days
Up to 60 days

Fraud protection

Worldwide access

Contactless

Apple Pay

Frequently asked questions

How do I apply for the SweepBank Credit Card?

We welcome you to apply for your SweepBank Credit Card directly in the SweepBank app.

To start the application process, simply navigate to the Credit card tile on the app home screen and click Apply. You’ll receive your credit offer instantly, which you can accept or decline after reviewing it.

What are the minimum requirements to apply for the SweepBank Credit Card?
  • At least 20 years of age or older
  • Continuous employment for minimum 4 months
  • Earning regular income of 1,600€ per month or greater
  • A good credit standing
  • Access to the SweepBank app
How long does it take to be approved?
The approval process takes minutes in the SweepBank app. We know that your time is important, so unlike traditional banks we try to reduce wait times whenever possible.
When can I begin using my card?
Once your card is activated, you are free to begin using your new SweepBank Credit Card immediately.
What is the interest rate?

Our SweepBank Credit Card has a Nominal Fixed Interest Rate of 19.9%.

For example, for a credit amount of €1500, annual nominal fixed interest rate is 19.90% with an APR 21.82%. Payback in 12 monthly installments (€138.88). Credit cost €166.56, total amount payable €1,666.56.

What is the credit limit?
We are happy to provide SweepBank Credit Card applicants with a credit limit of up to €8,000.
Is there an annual fee for the SweepBank Credit Card?

There are no traditional annual fees with our SweepBank Credit Card.

See our List of Prices and Services for more information.

Can I get a physical SweepBank Credit Card?
While our SweepBank Credit Card is designed in an eco-friendly and digital format, we will be launching a physical SweepBank Credit Card soon. Look for a formal announcement soon.
Are there any fees with the SweepBank Credit Card?

While we do not charge annual or monthly fees for using your SweepBank Credit Card, there are fees associated with other aspects of the credit card.

You can find out more regarding other fees through our List of Prices and Services.

What is an interest-free period?
An interest-free period is quite simply the period where no interest will be charged on new purchases. The interest-free period is provided if you continue to pay your closing balances in full on or before every statement due date.
How long is the interest-free period?

We provide up to 60 days interest-free on your SweepBank Credit Card purchases.

Read our SweepBank Credit Card Agreement for more information.

Can I withdraw funds from my SweepBank Credit Card?

You are welcome to do a cash withdrawal from your SweepBank Credit Card to an ATM or transfer to your SweepBank Account.

Interest fees may apply. See our List of Prices and Services for more information.

Where can I use my SweepBank Credit Card?
Use your SweepBank Credit Card online and offline wherever Mastercard is accepted.
What type of protection does the SweepBank Credit Card provide?
Your SweepBank Credit Card is protected by Complimentary Zero Liability protection. This provides zero liability for certain unauthorized transactions at no cost.
Is protection offered for free?
Yes, all SweepBank Credit Card products are protected by Complimentary Zero Liability coverage.
What do I do if I see fraudulent activity on my card?
If you see suspicious activity on your SweepBank Credit Card, please contact our Customer Care team immediately. We will be happy to investigate and provide support.
How do I block my card?

If you need to block your card for any circumstances, follow these simple steps:

  • Click the Mastercard Credit tile on the SweepBank app home screen
  • Click the Manage tab
  • Slide the tab on Block Card under Security and Limits and confirm with PIN or fingerprint

Blocking your card will disable any purchases or withdrawals from your SweepBank Credit Card until the block is manually reversed in the SweepBank app.

We recommend you contact our Customer Care team for further assistance if you notice and fraudulent or suspicious activity.

I am having difficulty making payments, what can I do?
If you find any difficulty making minimum payments on your SweepBank Credit Card, we ask that you get in touch with our friendly Customer Care team. We can discuss and agree on an appropriate outcome that is beneficial to both you and SweepBank.
I have more questions, who can I speak to?
We’re here to help! Feel free to contact our friendly Customer Care team with any questions or comments.

Activate your card in minutes.

Apply now