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Sweep Bank

Banking plans at Sweep

From free mobile banking to flexible credit: SweepBank has a plan for your needs.

  • Credit + banking plans for any need
  • No monthly or annual fees
  • Earn 1.00% interest on your Current Account
  • Earn up to 3.00% interest on your Savings
  • 5% Cashback with our Loyalty program

Get Started

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Compare plans

Check out our sweep plans and start banking today.

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Credit + Free Banking App

Plan

Free Banking App

Plan

€0

Monthly or Annual fees

€0

Monthly or Annual fees

Mobile banking access

Mobile banking access

Virtual Mastercard Debit

Virtual Mastercard Debit

Up to 1.00%

Current Account

Up to 1.00%

Current Account

Up to 3.00%

Saving Account

Up to 3.00%

Saving Account

Up to 3.00%

Fixed-Term Deposit

Up to 3.00%

Fixed-Term Deposit

5%

Cashback *

5%

Cashback *

Google Pay

Google Pay

Apple Pay

Apple Pay

Worldwide access

Worldwide access

Ferratum Mastercard

Ferratum Mastercard

Up to 60 days

Buy now, Pay later

Buy now, Pay later

€1,000 - €8,000

Credit limit

Credit limit

Fraud protection

Fraud protection

Minutes

Activation time

Minutes

Activation time

Apply

Apply

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Plan

Free Banking App
Credit + Free Banking App

Monthly or Annual fees

€0
€0

Mobile banking access

Virtual Mastercard Debit

Current Account

Up to 1.00%
Up to 1.00%

Saving Account

Up to 3.00%
Up to 3.00%

Fixed-Term Deposit

Up to 3.00%
Up to 3.00%

Cashback *

5%
5%

Google Pay

Apple Pay

Worldwide access

Ferratum Mastercard

Buy now, Pay later

Up to 60 days

Credit limit

€1,000 - €8,000

Fraud protection

Activation time

Minutes
Minutes

Apply

Apply

*5% Cashback when combined with the SweepBank Loyalty Program. For further information regarding the Terms and Conditions and Lists of Prices and Services, kindly refer to your local SweepBank website.

How it works

Apply for a Banking or Credit package
Step 1

Apply for a Banking or Credit plan

Download the free app
Step 2

Download the free app

Save, spend, and grow with SweepBank
Step 3

Save, spend, and grow with SweepBank

Credit

Ferratum Mastercard

Available in Finland.

The Ferratum Mastercard is an affordable virtual credit card that lives in your smartphone, and goes anywhere you do. Take up to 60 days with an extended interest-free payment period, giving you more time than ever before.

Apply and activate your virtual credit card in minutes with the Credit + Free Banking app plan.

Learn more about Credit
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Debit

Virtual & Physical Debit card

Available in Finland and Germany.

SweepBank has partnered with Mastercard® granting you access to a fully virtual Debit card. In need of a physical debit card? We've got you covered with the option to order your own SweepBank Mastercard® Debit Card in the app, delivered right to your doorstep.

Get your virtual and physical debit card with the Free Banking App or the Credit + Free Banking App plan.

Apply now
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Saving

Save and make your dreams come true

Available in Finland, Germany, Latvia.

At SweepBank, we believe that your money should work for you! That's why you will earn interest on the balance in your current and savings account even while you sleep. Several account options based on your needs are available with up to an amazing 3.00% interest on savings.

Get access to truly sweep interest rates with the Free Banking App or the Credit + Free Banking App plan.

Explore Saving
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Deals

Discounts on big brands

Available in Finland and Germany.

Meet Sweep Deals, our exclusive savings portal offering truly incredible discounts on your favourite brands. Earn 5% cashback with our loyalty program on Europe's best brands.

Sweep Deals are included with the Free Banking App or the Credit + Free Banking App plan.

Shop our Deals
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Cashback

Earn 5% cashback with our loyalty program

Available in Finland and Germany.

Now this is something to get excited about: Earn and stack Loyalty points on select purchases. Convert your Loyalty points to cash easily, directly in the SweepBank app.

5% Cashback is included with the Free Banking App or the Credit + Free Banking App plan.

Learn about Loyalty points
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Security

Stay protected and know you are secure

Lock your card in the app, spend securely online and offline, and feel safe with bank deposit protection on your savings up to €100,000.

All backed by an international financial group that has served more than 2 million customers in 23 countries since 2005.

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Have a question? We are here to help.

Who is SweepBank?

We're glad you asked! SweepBank was created with a customer first vision, and to be completely customer driven based on your needs. We think it's time to change the old ways of banking forever, and build an open platform for the best financial services.

We believe you should have a fast, pleasant, and positive experience without the traditional paperwork, delays, or even missed opportunities.

We also believe in providing a personalized and fully digital experience, with a real human available to talk when you need it.

At SweepBank, we look forward to taking a different approach and to provide you (our loyal customers) with products and services that work for you, and keep you coming back for more.

Is SweepBank trustworthy?

Yes. While the SweepBank brand is completely fresh and we're just starting our journey, we are part of an international financial group named Multitude that has served more than 2 million customers in 23 countries since 2005. Our team of banking professionals and customer service experts are dedicated to making your everyday banking easier and more fun.

We give special attention to making our app and banking services not only easy to use but also safe and secure. In addition, as our customer, your funds and savings up to €100,000 are safeguarded by bank deposit protection.

Is SweepBank free?

Yes. Getting our app and creating your account is completely free, as are our everyday banking services, such as paying with your phone or card, making transfers, saving money and so on.

But if SweepBank is free, how do we pay the salaries of the people designing and building great services for you? In addition to everyday banking services, we provide optional lending and credit services that add flexibility to your life and help us maintain our business through the interest you pay. We believe in long-term, mutually beneficial customer relationships and providing you with the right financial services easily and quickly when you need them.

Why should I choose SweepBank?

We are a fresh new mobile banking option specifically built to match your needs. We combine our long history in digital banking with our customers’ feedback and insights to create the products and services you need and want. You, our customer, are at the center of everything we do.

And yes, money matters, too. That’s why our app comes with saving features that build your wealth and optional credit to make your life more flexible. Signing up and using basic banking features is free and there are no hidden charges. Last but not least, we give you interest on every Euro you save.

Is my money safe with SweepBank?

Yes. SweepBank is a part of an international financial group named Multitude that has served more than 2 million customers in 23 countries since 2005. Our banking license is registered in Malta. As our customer, your funds and savings up to €100,000 are safeguarded by bank deposit protection.

Safety and security are also our top priorities when developing our app and services. Safety involves many things, from getting to know you as a customer when you create your account, to making sure only you can log in to your app once you have it.

Which bank is behind SweepBank?

We are powered by Multitude Bank p.l.c. Our mission has been "anywhere, anytime, anyone" - now we are adding "anything" with SweepBank.

How do I contact SweepBank?
If you need to speak to a human for help with anything SweepBank, feel free to engage with our Customer Care team through our live chat option. Simply click the chat icon on the SweepBank website or SweepBank Help Center to speak to us.

Smart banking starts here

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Helpful Articles

Hero blog fe sw v1
7/26/2024
Manage Your Ferratum Credit Effortlessly with SweepBank: Integration Now Live in Finland

Ferratum Credit users in Finland can now enjoy a super smooth banking experience with SweepBank. If you're using Ferratum Credit, you’re going to love what we've done.

Announcement
Hero blog sweepbank black v1
7/26/2024
Discover What's New in the SweepBank App – May 2024 Update

We're excited to unveil a fresh update to your SweepBank app this May, designed to make your mobile banking smoother, more intuitive, and personalized. Here's a sneak peek at the new features we’ve rolled out to enhance your banking experience.

Announcement
Hero blog google pay launch EN v1
10/19/2023
Introducing Google Pay on the SweepBank App: A New Era of Banking Convenience

In a constant bid to enhance your daily banking experiences, we at SweepBank are thrilled to announce the introduction of Google Pay on the SweepBank app.

Announcement

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© Multitude Bank p.l.c., ST Business Centre 120, The Strand, Gzira, GZR 1027 Malta. Multitude Bank p.l.c., registered under the laws of Malta with registration number C56251, licensed by the Malta Financial Services Authority as a credit institution in terms of the Banking Act.

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