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Sweep Bank

A virtual credit card ready in minutes for any need

  • Fast: Up to €8,000 credit limit in minutes
  • Flexible: Credit card to bank account withdrawal
  • Pay later: Up to 60 days interest-free on purchases
  • Confident: Regain financial control today

Get Started

Tip: Check your eligibility before you apply.

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About SweepBank Credit Card Interest

For example, for a credit amount of €1500, annual nominal fixed interest rate is 19,90% with an APR 21,82%. Payback in 12 monthly installments (€138.88). Credit cost €166.56, total amount payable €1,666.56.

* Transaction fees may apply for additional services.

The SweepBank Mastercard® credit card has your back

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The SweepBank Credit Card is your new convenient Mastercard® virtual credit card, with a credit limit of up to €8,000. Your SweepBank Credit Card can be promptly activated at any time, allowing you to get your finances back on track whenever unexpected or planned expenses arise. Our 60 day interest-free payment period lets you buy now, pay later on purchases with an attractive nominal fixed interest rate of 19.9%.

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Skip the line

With SweepBank, you'll gain access to your card and credit limit promptly.

Select
Flexible funds

Use as a traditional credit card, or withdraw funds instantly.

Savings Account
Take control

Get your finances back on track for unplanned or emergency purchases.

Fast

Apply, activate, and get to spending with your new SweepBank Credit Card in minutes. Because life's too short for waiting.

Apply now
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Flexible

SweepBank isn't a traditional bank, we value your time and money. Your approved funds are yours, so enjoy the flexibility we offer with secure purchases including instant withdrawals from your SweepBank Credit Card to your bank account directly in the app.

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Confident

The SweepBank Credit Card has your back any time the unexpected comes knocking. Get your finances back on track while making smart choices for your future financial health.

Apply now
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Pay later

Every SweepBank Credit Card includes up to 60 days interest-free payment period, giving you more time to repay your credit limit without incurring added costs.

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Affordable

The SweepBank Credit Card includes an attractive nominal fixed interest rate of 19.9%.

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Green

A virtual credit card means less plastic waste created. Over 400 million tonnes of plastic waste are created per year. Less plastic is always positive for our planet.

Get your card

Hey, the SweepBank Credit Card is ready and waiting for you. Apply and access your funds promptly for any situation.

Start your Credit Card application any time
Step 1

Start your Credit Card application any time

Get approved for your Credit Card in minutes
Step 2

Get approved for your Credit Card in minutes

Your Credit Card is waiting for you in the SweepBank app
Step 3

Your Credit Card is waiting for you in the SweepBank app

ELIGIBILITY

Who can apply for a credit card

To apply for your SweepBank Credit Card, we ask you to meet these minimum requirements:

  • At least 20 years of age or older

  • Continuous employment for minimum 4 months

  • Earning regular income of 1,600€ per month or greater

  • A good credit standing

Check your eligibility
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How we compare

Logo sweepbank v1Icon traditional bank EN
€8,000

Maximum credit limit

€9,000

Maximum credit limit

€0

Average annual fee

€14

Average annual fee

Minutes

Activation time

Up to 5 days

Activation time

Up to 60 days

Interest-free period

Up to 40 days

Interest-free period

Fraud protection

Fraud protection

Worldwide access

Worldwide access

Contactless

Contactless

Apple Pay

Apple Pay

Icon traditional bank ENLogo sweepbank v1

Maximum credit limit

€9,000
€8,000

Average annual fee

€14
€0

Activation time

Up to 5 days
Minutes

Interest-free period

Up to 40 days
Up to 60 days

Fraud protection

Worldwide access

Contactless

Apple Pay

Have a question? We are here to help.

How do I apply for the SweepBank Credit Card?
We welcome you to apply for your SweepBank Credit Card on our official SweepBank website, or directly in the SweepBank app once you have successfully joined us.
What are the minimum requirements to apply for the SweepBank Credit Card?
  • At least 20 years of age or older
  • Continuous employment for minimum 4 months
  • Earning regular income of 1,600€ per month or greater
  • A good credit standing
  • Access to the SweepBank app
How long does it take to be approved?
The entire approval process takes minutes. We know that your time is important, so unlike traditional banks we try to reduce wait times whenever possible.
When can I begin using my card?
Once your card is activated, you are free to begin using your new SweepBank Credit Card immediately.
What is the interest rate?

Our SweepBank Credit Card has a Nominal Fixed Interest Rate of 19.9%.

For example, for a credit amount of €1500, annual nominal fixed interest rate is 19.90% with an APR 21.82%. Payback in 12 monthly installments (€138.88). Credit cost €166.56, total amount payable €1,666.56.

What is the credit limit?
We are happy to provide SweepBank Credit Card applicants with a credit limit of up to €8,000.

More FAQs here

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© 2023 SweepBank

© Multitude Bank p.l.c., ST Business Centre 120, The Strand, Gzira, GZR 1027 Malta. Multitude Bank p.l.c., registered under the laws of Malta with registration number C56251, licensed by the Malta Financial Services Authority as a credit institution in terms of the Banking Act.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.